Instant Health Insurance Coverage: Is It Possible?

Can you get instant health insurance coverage? The answer is yes and no. You can get free health insurance quotes instantly using the form above, but you can’t get health insurance coverage that starts right away. I will explain why this is in a moment, but if you really want to find cheap health coverage I recommend you use the form above to get some quotes right away. You will be able to find which health insurers are offering deals in your state right now.

So why can’t you get instant health insurance coverage? Well the simple reason is that to buy individual or family coverage you need to both provide documentation and/or go in for some tests. This as I am sure you are aware takes time. Therefore, you can find out basic premium and policy information quickly you won’t know exactly what you’ll have to pay until the insurance company has all your details. Nevertheless, there are things you can do to spend up the process.


The first step to getting near instant health insurance coverage is making sure you have up-to-date medical records. If you have these you can send them off right away after getting some free quotes to find out which insurers may offer you the best deals based on your medical history. Now there is nothing you can do if the insurer wants additional testing but at least you can get the whole process started faster.

Another word of caution when shopping for health insurance coverage. You have to be honest at all stages of the application process. If an insurance company discovers that you have been dishonest they can deny coverage at some future date. There is no point trying to lie to them today to save a few bucks, if you get denied coverage when you need it most. It really does pay to be honest here.

Finally, if you are looking for some more ways to approach getting instant health insurance coverage you can opt only to shop with highly rated companies. US News and World Report has a list of the Best US Health Plans. If you want to be covered quickly and only want to go with a top company this could be a good place to start.

On the other hand, if you want to find out more about your health plan options you can have a look at the Department of Labor’s website on health plan topics. There is lots of information about what your different options are regarding health care coverage. Although, many of the options aren’t instant, you may find that they are significantly cheaper than certain paid plans.

In any case you should check out all these resources and more to make sure you are getting the best coverage at the best possible price to you. Make sure you use the free quote form below to see how much or little individual plans could be costing you today.